Monthly premium

If you participate in the net pension saving plan, you will pay a monthly premium. These premiums are invested on your behalf and form a pension capital. With this capital you will buy a net retirement pension on your retirement date and possibly a partner pension. This type of pension plan is referred to as a defined contribution plan.

The contribution you pay is deposited in your pension investment account. By default the UPP invests the money in this account for you through a balanced mix of investment funds.

If you wish you can also vary this standard approach and assemble your own investments. In this case you have the choice of eight different investment funds, each with its own risk profile.