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Organisation
Forward : Your Unilever Pension Scheme!
Key figures
Dutch pension system
First pillar, Second pillar and Third pillar
Pension scheme
Pensioen 1-2-3
What are you entitled to?
Old age pension
Partner pension and orphan pension
Disability pension
Pension Rules
What are you not entitled to?
No pension accrual above a certain salary
Not always a supplement to WIA-benefit
How do you accrue pension?
3 pilars
CDC-scheme
Accrual percentage
Contribution division between employer and employee
What choices do you have?
Value transfer
Supplementary Anw-insurance
Early retirement
Varying pension amounts
Changing pension ratio
How certain is your pension?
What uncertainties are there?
To what extent does your pension keep its value?
What if there is a shortfall?
What costs do we incur?
Administration and asset management costs
When do you need to take action?
When you change jobs
When you become disabled
When you are getting married or going to cohabit
When you are getting a divorce
If you would like insight into your total pension
When you move abroad
If you want to make use of a choice
If you have questions
Important documents
CDC: explanation and risks
Indexation: increase in accrued pension
Indexation employees
Indexation former employees and pensioners
Indexation depends on policy coverage ratio
New pension scheme Forward as of 1 January 2027
Investing
Asset mix and investment return
Investment policy
News and other documents
Brochures
News (eService)
Short annual reports
Contact
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Pension scheme
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